What is Swimwear365?

Swimwear 365 is one of the biggest online retailers in the UK who offer a wide range of swimwear and holiday clothing for women, men and children. Swimwear 365's products are popular amongst families who enjoy regular discounts they offer as well as offering customers the chance to purchase items via various buy now pay later options.

How Does Swimwear365's Credit Account Work?

Swimwear365 offers a personal credit account which allows customers to spread the cost of their purchase. Another benefit includes the ability to try before they buy, which enables them to try the product for 14 days, and if they are not satisfied, they can send it back before making a payment.

Having a personal account also offers the advantage of exclusive discounts with the Swimwear365 voucher code, which offers customers 25% off the first purchase after signing up for a personal account.

To apply for Swimwear365's credit account, you must at least, and you will be required to answer an initial questionnaire to ensure your eligible. A credit check is also necessary along with an affordability assessment which will determine whether you can afford to meet the minimum monthly payments.

If you miss any payments with a Swimwear365 credit account, then you will be subject to interest charges. This will also apply to minimum payment options as this method will take longer to pay back in full.

What Products Do Swimwear365 Offer in its Catalogue?

The Swimwear365 catalogue offers a wide selection of products including:


Swimwear365 bikinis are one of the most popular products on the site. This includes some of the most popular bikinis including the Lascana Blue Ombre Underwired Bandeau Bikini and the Black Bustier Bikini by Jette.


They also offer a range of Tankinis for women who prefer to cover up their stomach. The best-selling tankinis include Lascana's Mint Blouson and the Black Flattering Tankini by BPC Bonprix collection.

Mix and Match

Swimwear365 also provide a collection of mix and match swimwear from high-quality beachwear brands. Some of the most popular products include Oliver Red Labels Lime 'Spain' Wrap Waistband Bikini Briefs and the Black and White Swimming Shorts from Bench.


For a more demure look. Swimwear365 feature a selection of swimsuits which cater to women of all shapes and sizes. One of the best-selling swimsuits is Kaleidoscope's Multicolour Tropical Print Ruched Wait Swimsuit, which is a great, colourful option. A simple but popular style is BPC's Black Strappy Front Shaper Swimsuit.

Holiday Fashion

If you are looking for any coverups or fashionable items for your next holiday, then take a look at Swimwear365's holiday fashion selection.

This includes Buffalo's Spaghetti Strap Jumpsuit which provides a classic beach look, while Bodyflirt's Multi-floral V-neck Dress which will inject some colour into your wardrobe.


They also offer a wide range of holiday accessories to complement your new beachwear. This includes items such as the Blue Anchor Beach Bag by Lascana and even Grey Aviator sunglasses by top-selling sunglass brand Ray-Ban.


There are also plenty of options available for kids at Swimwear365. You can purchase everything, including Converse Sneakers, Adidas t-shirts, and a wide range of swimwear for both girls and boys.


Swimwear365 also provide a wide range of men's clothing which is ideal for everyday wear and holiday fashion. This includes top brands such as Tommy Hilfiger and Bench as well as budget brands which offer an array of clothing, accessories and footwear.

What Swimwear365 Catalogue Deals Are Available?

Swimwear365's customers have access to a wide range of discounts and deals. The latest deals available include 25% off your first purchase when opening a personal account.

This is available on checkout when you enter the Swimwear 365 discount code VGRP. There are also regular Swimwear365 sale discounts are available every month.

Benefits of Shopping at Swimwear365

Shopping at Swimwear365 offers an array of benefits such as:

Accurate Fit

One of the biggest advantages of shopping at Swimear365 is the shape calculator which is designed to help customers find the right size fit when buying swimwear. This offers reassurance that the clothes will fit on arrival, as well as making women feel body confident.

Next Day Delivery

Another benefit is Swimwear365's next day delivery service which is available seven days a week and can be applied to order placed before 11 pm. This costs just £5.99 per order and is perfect if you need any holiday clothes immediately.

First Order Discounts

When signing up for a personal account with Swimwear365, you will receive 25% off your first purchase, which will help you save on everything from bikinis and sarongs to sandals and beach bags.

Disadvantages of Shopping at Swimwear365

Before purchasing anything from Swimwear365, you should also consider the following disadvantages:

Credit Checks

To qualify for a credit account with Swimwear365, you will be subject to a credit check to ensure you meet the minimum payment requirements. This is not ideal for anyone with bad credit, as they may not be approved as a result of their credit score.

Missed Payment Surcharge

If you have a Swimwear365 credit account, then you should be aware that any missed payments will be subject to additional fees.

Interest May Vary

It is also essential that you understand that the interest rate could change at any time, as you may be expected to pay more for any missed payments made.

What Payment Methods Do Swimwear365 Accept?

When purchasing products from Swimwear365 without a personal account, you will be required to pay in full online or over the phone. If you have a personal account, you can use a wide range of payment methods, including:


One of the easiest ways to make a payment is via the 'My Account' option on the Swimwear365 website, which enables account holders to make payments wherever they are.


Another popular payment option is Quickserv which is a smart over-the-phone payment method. To pay this way, all you need to do is call Swimwear365's customer service team and give them the Quickserv written on account statement in order to make a quick and fuss-free payment.

Direct Debit

You can also set up a direct debit under 'My Account' which will allow you to set up regular payments. For this, you will need the account number and sort code to schedule payments. This will ensure that you never miss a payment and will enable you to choose the exact date that it comes out of your bank.

Internet Banking

Another easy way to make payment is by sending your chosen amount to Swimwear365's account. To do this, you will need to send a specific amount to the account number and sort code, making sure to input your personal account number as a reference.

Bank Giro

Swimwear365 send out payment slips along with customer statements which can be used to pay money into your own bank branch over the counter or via a machine.


If you would prefer to pay by cheque, then you must make the cheque payable to Swimwear365 with the right figure and the personal account number. You can pay this into your bank or in the Post Office, however, with the latter, you will need to make the cheque payable to Post Office Counters Ltd.

Call Centre

Another simple way to pay is via phone, as all you need to do is ring up Swimwear365's call centre and talk to a member of the team. This will usually involve reading out the long number on your card along with the expiry date and CSC code.

Can I Open an Swimwear365 Credit Account with Bad Credit?

Swimwear365 do perform credit and affordability checks to ensure customers are able to pay the right amount in a specified time. If you have bad credit, you may not be eligible for a Swimwear365 credit account, as you may not be relied upon to fulfil repayments regularly.

How Does Swimwear365's Delivery and Return Policies Work?

Swimwear365 offer standard delivery, stated day delivery and next day delivery to the UK and Northern Ireland with the guarantee that items will be delivered within a specified time.

They also offer an Annual Delivery pass which offers customers 12 months of free standard delivery when they buy any items online.

If opening a personal credit account, you must have your items delivered to your home address for security purposes in order to avoid fraud issues. After the first purchase, items can be delivered anywhere you wish.

When returning products, it is vital that you return the 14 days if you are not satisfied with your purchase. To return your item, you should print off a return label and stick it on the front of the package.

If you do not have a printer, then you should drop your parcel off at your nearest Hermes ParcelShop who will print your label for you and send it off. If you do not live near a Hermes ParcelShop, then you can arrange a collection with a courier.

If sending back jewellery or expensive electronics, you will need to return these items via Royal Mail delivery and should not be returned with other items.


Now you know all there is to know about Swimwear365, why not take a look at the website and see what's on offer for you.

You may also want to consider looking at additional Swimwear365 reviews before opening a personal credit account which will enable you to purchase holiday clothes, footwear and accessories without breaking the bank.


Q: Can I return bikini bottoms from Swimwear365?

A: For hygiene reasons any bikini bottoms that have been worn cannot be returned, however, if unworn it is possible to return them.

Q: Do I need to have good credit to get a Swimwear 365 personal credit account?

A: Swimwear365 will perform credit checks to ensure anyone opening a personal credit account has the financial ability to meet payment requirements.

Q: How do I close a Swimwear365 account?

A: To close a personal account with Swimwear365 all you need to do is contact them via the website chat or give them a call. If you have an outstanding balance, this will need to be cleared before your account can be closed.

Q: How do I make a payment to Swimwear365?

A: If you do not have an account with Swimwear 365 UK, then you can simply purchase an item by paying on your card or over the phone. Personal account holders can make payments via phone, bank giro, cheque, bank transfer, internet banking and Quikserv.

Q: Can I pay weekly with Swimwear365?

A: If the item you are purchasing is more than £100, then you can choose to pay for your item within 12 months. However, this option is only available for customers who have traded with Swimwear 365 for at least three months.


  1. www.swimwear365.co.uk
  2. https://www.swimwear365.co.uk/web/main/help.asp?cid=187